Spouse Superannuation Contributions

Making contributions to super on behalf of your spouse can help build your joint savings, and may also provide tax benefits.

If your spouse’s assessable income including reportable fringe benefits is less than $13,800 for the financial year, as the contributing spouse, you may be eligible to receive a tax offset of up to 18% on the first $3,000 that you contribute to their account. That could potentially equal $540 cash back from the Government at tax time.

If your spouse isn’t already an Intrust Super member, they can join and enjoy many of the benefits of membership that you do. They’ll have their own Intrust Super account, will be able to make voluntary contributions for themselves and may even be able to have their employer pay into the Fund for them. Your spouse may also rollover any other super accounts into Intrust Super, making their super easier to manage and possibly save on fees. Remember to check any exit fees and changes to insurance cover before closing any accounts. Opening an account for your spouse also means they can purchase insurance cover through the Fund at our very competitive rates.