Investment Options

Investment Options

 

What are investment options?

Most superannuation funds allow you to choose how your superannuation is invested by giving you investment options. Each investment option has its own investment objective and strategy to achieve this objective. Different investment options may invest in different types of assets, such as cash, fixed interest, property or shares, or a combination of these. Many superannuation funds will invest in these assets through a managed fund rather than investing directly in the assets themselves.

 

Investing and risk

History shows that all investment options have different returns and levels of risk to suit a variety of investors and economic climates. Risk is mainly related to the returns you earn on your superannuation. Generally, investments that give you the potential to earn higher returns in the long term are more likely to see negative returns in the short term. If you’re not too concerned about short-term falls in the value of your superannuation, then a higher risk/higher return investment option may be for you. However, if you don’t want to risk lower short-term returns, then an investment option with lower volatility may be the way to go.

 

How do I choose my investment option(s)?

The right investment choice for you will depend on three things:

1. Your investment timeframe.

2. How much you need to save to retire comfortably.

3. How much risk you prefer to take.

To make this easier, we’ve developed Super360°, our free online super advice tool which removes the guesswork and helps you choose the investment option(s) best suited to you. All you need to do is answer a few quick questions and Super360° will combine your answers with your current account details to produce a free Statement of Advice.

To get started with Super360°, simply log in or register for Member Access now.

 

It’s your money, have a say where it goes!

The amount of money you’ll have for your retirement depends not only on how much you and your employer put into your superannuation, but also how it’s invested.

Intrust Super offers a range of investment options to suit your needs, whatever stage of life you’re at. You can choose one or a mix of options now, and then change these options whenever you like for free as your needs change. Or, you can leave it up to us and we’ll invest your money into our default Balanced option.

 

What are my investment options?

Intrust Super offers a range of investment options for you to choose from:

Core Super: Choice of eight (three multi and five asset-specific) investment options. Download the document ‘Core Super Other Important Information – Investments’ for more information about Core Super’s investment options.

Executive Super, Select Super and Super Stream: Choice of 10 (five multi and five asset-specific) investment options.

Refer to the relevant Product Disclosure Statement for more information about the investment options available for each product.

 

How has my investment option(s) performed?

To see how your investment option(s) have performed, click on the appropriate link below.

If you would like to keep track of how your superannuation is performing 24/7, simply log in or register for MemberAccess.

 

How do I change my investments?

If you’re an Intrust Super member, you can change (‘switch’) your investment option(s) at any time for free (maximum of one switch per week). The most recent switch request received at close of the weekly switching period will be processed. Simply log in or register for Member Access, or download and complete an Investment Choice Form from our Forms and Documents page.

Any investment switch that is received by Intrust Super before 11.59pm (Sydney time) on a Friday will receive the next unit price. This will normally be updated here the following week. Any switch request that is received after the cut-off will be processed the following week at that week’s unit price.

 

How to switch your investment option(s) online
  1. Log in or register for Member Access.
    2. Click ‘Investment Enquiry’ under the ‘Investments’ tab.
    3. Click ‘Change Investments’ at the bottom of the page.
    4. Enter your new investment choice(s) and click ‘Continue’.
    5. Double check your new investment choice(s) and click ‘Confirm’.

If you need any assistance, please call us on 132 467.

 

Product Dashboard

The Government has proposed that superannuation funds present their investment options in Dashboard form to make them comparable to other investment options. The product dashboard can be found here.