How do I choose a fund?

How do I choose a fund?

Prior to making a new fund choice, you should gather information about the super options that are available to you. Comparing the features and benefits of each fund, including investment choice and performance and fees is vital.

If you are thinking about moving funds you should consider the impact on the level and cost of insurance cover, as well as the amount of health evidence you may need to provide to obtain insurance cover through another super arrangement.

If you cease to be a member of your employer plan, your life insurance cover will cease. To establish cover within an entirely new fund, you should be aware that you may be required to go through an application process to obtain the same level of cover. This may involve providing health evidence prior to cover being issued. If you have a health condition that you are not aware of, you could be ineligible for insurance cover or may have to pay an increased premium.

Your employer must contribute any SG benefit that becomes payable to your chosen fund after two months from when you provide them notice of your chosen fund. Your employer may choose to contribute to your chosen fund before the expiration of this two month period.

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How do I choose a fund?

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How do I choose a fund?

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