Boosting my super

You've worked hard to earn your super, so it's only fair that it works hard for you! A recent study found that the minimum employer contributions of 9% will not be enough to provide anyone with their expectations of a comfortable living standard in retirement*. Therefore, it's important that you boost your superannuation as much as you can now so you have enough money when you retire.

Some of the ways you could boost your superannuation include:

• making voluntary contributions
• asking your employer if you can salary sacrifice
• making spouse contributions
• consolidating your superannuation
• finding your lost super
• qualifying for the government co-contribution

Want a free personalised super plan?

If you're an Intrust Super member, you can access Super360°, a free online advice tool that can help you make your superannuation work harder. It only takes 30 minutes to complete, and can help you decide where to invest your superannuation and how much you should be contributing to meet your retirement goals.

To access Super360°, log in or register for MemberAccess.

*Rice Warner Actuaries, 2010.