How does my superannuation account grow?

Your superannuation grows in two ways: (1) from the money that goes into it, and (2) from the money it earns on investments.

Money going in

The money that your employer contributes to your account accumulates over time. By making voluntary contributions or salary sacrificing, you could help your superannuation grow even more. And, if you make voluntary payments and meet the eligibility criteria, the government may also co-contribute up to $1,000 into your account.

Money from investments

You superannuation can also grow from its investment earnings. You can choose how your superannuation is invested, or we can handle it for you by investing your money in our default balanced investment option.

You can also make free weekly investment switches online through MemberAccess or by completing a Change of Investment Choice Form.

See investments for more information about our Superannuation investment options, investment performance and managing risk.