Executive Super
Executive Super is a more hands on sophisticated super product designed for anyone who wants to be more involved in their super and take advantage of an increased range of investment and insurance options.
Benefits include:
- 100% Industry Fund – Our only purpose is to help your super grow. So we provide your super to you at a low cost and we definitely don’t pay commissions to financial advisers, or anyone else to recommend us. This means all profits go straight to you.
- A Fund For Life – Once you have joined Intrust Super, you don’t need to chop and change super funds ever again.
- Solid Performer – It’s our job to help your money make more money. To do this we balance potential returns against possible risks as we work to make your account grow in the long term.
- Flexible Insurance Options – Executive members can choose to apply for Life Cover only, or Life and Total and Permanent Disablement cover. You are in charge, and can choose the amount of cover (up to a maximum limit) that suits your own needs.
- PayGuard Income Protection Insurance - protects perhaps what is your most valuable asset – your ability to earn money. PayGuard may replace up to 90% of your income, plus pay an additional 9% to cover your superannuation contributions, for up to two years, if you are unable to work in your usual job as a result of sickness or injury.
- 24 Hour Online Access – For both employers and employees.
- Member Advantage Program - Gives you exclusive access to some great deals we’ve lined up with our program partners to help you save money and enjoy your down time.
Personalised Service – As with all good relationships, we’re there when you need us. If its great service you’re after we are available on the phone or in person.
Executive Super at a glance
| Feature | Description |
| Investment Options | You can choose from 4 pooled investment options and 7 individual investment options |
| Insurance Options | Executive Super allows members to customise their Life TPD insurance and PayGuard income protection insurance |
| Minimum Investment | Absolutely Nothing |
Fees| Type of fee or cost | Description |
| Establishment Fee | Absolutely Nothing |
| Contribution Fee | Absolutely Nothing |
| Withdrawal Fee | $25.00 |
| Termination Fee | $25.00 (withdrawal fee dose not apply when terminating) |
| Admin Fee | $1.75 per week + 0.15% p.a deducted from investment earnings |
| Investment Management Fee | Ranges between 0.12% and 1.11% depending on your investment option |
Fees for Services| Type of fee or cost | Description |
| Investment switching Fee | Absolutely Nothing |
| Contribution Splitting Fee | $70 |
| Family Law Fee | $100 - each spouse pays a fee of $50 |
| Additional Information Fee - Family Law Matters | $25 |
| Insurance Premiums | The cost will depend on how much insurance you need. |
| Financial Advice Fee | Variable - To be negotiated between Money Solutions Pty Ltd and yourself |
Thinking Executive Super is right for you? You should read the Executive Super Member Information Guide (PDS) before making a decision about this product.