Super for the self employed

Select Super is Intrust Super's newest super product. The great thing about Select
Super is that it's been designed for those who are:

Self-employed;
Anyone looking to access a cost-effective fee structure, flexible contribution payment and insurance options, and solid investment performance without necessarily having an employer making contributions;
Anyone looking for a value-for-money fund to transfer your other super accounts into; or
The spouse of a current member who wants to take advantage of everything Intrust Super has to offer.

Benefits include:

100% Industry Fund - Our only purpose is to help your super grow. So we provide your super to you at a low cost and we definitely don't pay commissions to financial advisers, or anyone else to recommend us. This means all profits go straight to you.
A Fund For Life - Once you have joined Intrust Super, you don't need to chop and change super funds ever again.
Solid Performer - It's our job to help your money make more money. To do this we balance potential returns against possible risks as we work to make your account grow in the long term.
Flexible Insurance Options - Select members can choose from Life Cover only, or Life and Total and Permanent Disablement cover. You are in charge, and can choose our default cover or the amount of cover (up to a maximum limit) that suits your own needs.
PayGuard Income Protection Insurance - protects perhaps what is your most valuable asset - your ability to earn money. PayGuard may replace up to 90% of your income, plus pay an additional 9% to cover your superannuation contributions, for up to two years, if you are unable to work in your usual job as a result of sickness or injury.
24 Hour Online Access - For members.
Member Advantage Program - Gives you exclusive access to some great deals we've lined up with our program partners to help you save money and enjoy your down time.
Personalised Service - As with all good relationships, we're there when you need us. If its great service you're after we are available on the phone or in person.

Feature	Description
Investment Options	You can choose from 5 pre-mixed investment options and 5 individual asset class investment options
Insurance Options	Select Super allows members to customise their Life and TPD insurance
Minimum Investment	Absolutely nothing

Type of fee of cost	Description
Establishment fee	Absolutely Nothing
Contribution Fee	Absolutely Nothing
Withdrawl Fee	$25.00
Termination Fee	$25.00 (withdrawal fee does not apply when terminating)
Admin Fee	$1.75 per wreek + 0.15%p.a as a reduction in investment earnings
Investment Management Fee	Ranges between 0.12% and 1.11% depending on your investment option

Type of fee or cost	Description
Investment switching fee	Absolutly Nothing
Contribution Splitting Fee	$70
Family Law Fee	$100 - each spouse pays a fee of $50
Additional Information Fee - Family Law Matters	$25
Insurance Premiums	The cost will depend on how much insurance you will need.
Financial Advice Fee	Variable - To be negotiated between Money Solutions Pty Ltd and yourself

Thinking Select Super is right for you? You should read the Select Super Member Information Guide (PDS) before making a decision about this product.