- Financial Services Guide
- Core Super | My Super PDS
- Executive Super PDS
- Select Super PDS
- Super Stream PDS
- Core Super | MySuper Significant Event Notice 2020
- Executive Super and Select Super Significant Event Notice 2020
- Super Stream Significant Event Notice 2020
- Early release of super and change to Strategic Asset Allocation Significant Event Notice 2020
- Putting Members' Interests First Significant Event Notice November 2019
- Protecting Your Super Significant Event Notice April 2019 - Issued to all members with accounts identified as 'Inactive' for more than six months
- Core Super | MySuper, Executive Super, Select Super Significant Event Notice September 2019
- Core Super | MySuper Significant Event Notice 2016
- Executive Super and Select Super Significant Event Notice 2016
- Core, Executive and Select Super Significant Event Notice 2014
- Executive Super Significant Event Notice 2013
- Select Super Significant Event Notice 2013
- Core Super Significant Event Notice 2012
- Website Disclaimer
Financial Reports and Statements
- Annual Financial Statements - Intrust Super Fund 2019-20
- Annual Financial Statement - IS Industry Fund Pty Ltd 2019-20
- Annual Financial Statements - Intrust Super Fund 2018-19
- Annual Financial Statements - IS Industry Fund Pty Ltd 2018-19
- Annual Financial Statements - Intrust Super Fund 2017-18
- Annual Financial Statements - IS Industry Fund Pty Ltd 2017-18
- Annual Financial Statements – Intrust Super Fund 2016-17
- Annual Financial Statements – IS Industry Fund Pty Ltd 2016-17
- Annual Financial Statements – Intrust Super Fund 2015-16
- Annual Financial Statements – IS Industry Fund Pty Ltd 2015-16
- Annual Financial Statements – Intrust Super Fund 2014-15
- Annual Financial Statements – IS Industry Fund Pty Ltd 2014-15
- Annual Financial Statements – Intrust Super Fund 2013-14
- Annual Financial Statements – IS Industry Fund Pty Ltd 2013-14
- Annual Financial Statements – Intrust Super Fund 2012-13
- Annual Financial Statements – IS Industry Fund Pty Ltd 2012-13
Records and Registers
- Material Outsourced Providers
- Record of Board Meeting Attendance
- Record of exercised voting rights 2019-20
- Record of exercised voting rights 2018-19
- Record of exercised voting rights 2017-18
- Record of exercised voting rights 2016-17
- Record of exercised voting rights 2015-16
- Record of exercised voting rights 2014-15
- Relevant Duties and Relevant Interests Register
This dashboard is for the MySuper option. Dashboards for other investment options will become available soon.
Target net returns*
This option has a target return for 2020-2029 of CPI** + 4.54% and after fees and taxes. This is a target only, future returns cannot be guaranteed. See the glossary for more explanation.
Actual net returns***
The 10 year compound annualised return for this option was 7.66% as at 30 June 2020.
For more up to date returns please visit our Investment Returns page.
Actual net returns vs target
Past performance is not an indicator of future performance.
Statement of fees and other costs
Each year you will be charged an investment fee of 0.77% (including a performance fee of 0.02% pa) ($385) and an administration fee of $1.50 per week ($78.00) plus 0.30% pa of your balance ($150.00), bringing the total cost to $613 per year. The fees, costs and taxes have been based on a member who has an account balance of $50,000.
Level of investment risk^
This option is considered to be medium to high risk. In any 20 year period, it is expected to deliver 3.96 years of negative returns.
*Target net returns
Intrust Super has set an investment return objective for the Core Super | MySuper Strategy of CPI + 3% per annum over rolling ten year periods.
The objective forms the basis from which the Trustee sets an investment strategy and monitors investment performance. The Return Target shown in this Product Dashboard is different from that objective and is calculated in accordance with the requirements that apply to MySuper.
The Return Target is the mean annualised estimate of return over ten years above CPI, after deducting investment and administration fees, costs and taxes. These estimates and assumptions may change over time. It is not a guaranteed return.
Returns are driven by investment earnings such as share dividends, interest payments on bonds and loans and increases or decreases in asset prices. “Net returns” refers to the returns an investment delivers after fees and costs have been factored in.
Super funds have a returns target, which is the return they are aiming to achieve. The actual return they achieve may be different to the returns they target. Returns are unpredictable.
Inflation refers to the general increase in the prices of goods and services (such as groceries, fuel, rent and electricity) over time. It’s measured by the Australian Bureau of Statistics (ABS) and is used as a gauge to track increases or decreases in the cost of living. Inflation is important in terms of super, because $100 might purchase a lot less in 10 years than what it does today. This means that it’s desirable for net returns to exceed inflation.
CPI stands for Consumer Price Index. This is an index that tracks the movement of around 100,000 prices of goods and services, collected and compiled by the ABS. This index is used to calculate inflation over various time periods. If the index is higher next year than it is today, it means there is positive inflation over the year.
***Actual net returns
As mentioned above, the actual returns a super fund achieves may be different from the returns targeted.
The blue columns in the chart plot the one-year returns to 30 June in each of the years listed along the horizontal axis.
Each point on the red line indicates the average annual return over the 10 years to the date at that point. The line therefore represents the moving 10 year average.
Each point on the green line indicates the average target annual return over the 10 years to the date at that point. The line, therefore, represents the moving 10 year average target return.
^Level of investment risk
This is a Standard Risk Measure that is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20-year period.
The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance, it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member requires to meet their objectives. Furthermore, it does not take into account the impact of fees and tax on the likelihood of a negative return.
Members should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s).
For more information about the investment choices available to members, please visit our Investment Options page.